Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers

Frequently Asked Questions

What types of loans do you offer?

You can connect to lenders who offer payday installment loans, personal loans, cash advances, and title loans through our website. In just a few clicks, you can submit the application (without any documentation) and get pre-approved for multiple loan offers. This will help you save time and effort while also filtering out bad lenders and receiving only the lowest interest rates.

Once you read and sign the documents, the funds will be directly credited to your bank account on the same day. In some cases, the disbursement can shift to the next business day. You’re not obligated to say yes to any loan offer that is made to you. Carefully study the terms, and borrow only when you feel like you’ll be able to repay the amount.

To get approved, the requirements are very basic: you need to be 18+, have an active checking account, provide a government-issued ID proof, give residence proof, and have a stable income.

No, many lenders we choose are bad-credit friendly and offer their loans with no credit check. You can get the money you need just by proving that you have a stable income source. This can be done through bank statements, pay stubs, etc.

Loan amounts vary based on the lender and state regulations. The lenders we pick typically offer $100-5,000 at the lowest interest rates in the market.

Repayment terms are different for different types of loans. Our loans follow an instalment repayment structure, which lets you pay back in small, manageable monthly payments. The period ranges from 3 to 72 months, which is subjective to the lender, giving you enough time to repay.

Yes, most of the lenders we connect you to don’t check your credit score to grant you approval. If some of them perform a credit check, it is still through a soft inquiry, which doesn’t affect your score.

Whether a lender charges fees upfront or not is up to them. However, legitimate lenders always clearly mention the fees and charges for your loan in the fine print. You must read and understand these terms before signing the documents. The lenders we have chosen charge less fees.

It is simple—just fill out our online loan application and provide us with an email and the loan amount you need. These details are used only to match relevant lenders with your profile and contact you to discuss the terms you qualify for.

Most lenders allow early repayment on your loan. However, some may still stick to charging small penalties for prepayments. You can read the documents detailing the loan terms to find this out before borrowing the loan.

If you cannot repay on time or miss payments, it will result in late penalties or additional interest. Contact the lender to extend your loan term or negotiate for revisions.

Yes, we use encryption and secure technology to protect your data. We require minimal information to match you with trusted lenders, and that stays just between us.

Yes, if you apply during business hours and have the necessary documents ready, you can easily get the funds you need on the same day you’ve applied.

Whether you can get multiple loans at once or not depends on the lender and your state’s regulations. We advise you not to take out multiple debts at a time as that will cause strain for managing the repayment. Your credit score may take a negative toll as well.

Most payday loan lenders do not report to the credit bureaus. However, if you’re missing payments on your loan, that can result in your credit score dropping.

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